Personal Insurance

Life Insurance

Deciding on the right Life Insurance policy usually depends on your future goals. Whether you wish to provide a tax free income for your beneficiaries, have funds for the payment of the final expenses or estate taxes, replace the income that is lost if you die, or provide a significant charitable contribution, we can help you choose the policy that will fit your needs at an affordable price.

Here are a few reasons why insurance can be important: 

-A source of savings - If not paid out by death benefit, some types of life insurance can have a cash value.

-Final expenses - using life insurance to pay for funeral and burial expenses.

-Income for dependents - a life policy can provide much needed income for your dependents when you die. Many times this is used for children, but can also be used for a partner that has a loss of income.

-Inheritance - using a life insurance policy as an inheritance even if you don't have substantial assets to pass on to your beneficiaries.

-Used to pay taxes

-Making a charitable contribution

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